PointsPay allows members of leading loyalty programs to make purchases using their loyalty points. Merchants benefit from brand exposure to millions of members and higher conversion rates due to the 'reward' mindset of buyers. PointsPay also offers flexibility by allowing customers to top-up with credit cards if they lack sufficient points and earn additional loyalty points.

PointsPay provides merchants with cash payouts, whether points are redeemed or collected, enhancing customer engagement through loyalty-driven purchasing behaviors.