iDEAL - Wero is designed for speed, reliability, and ease of use, with payments initiated directly from the customer’s bank account and processed via SEPA Instant Payments in just a few seconds. When customers select iDEAL - Wero at checkout, they continue to choose their bank and authorise the transaction in their trusted banking environment, now with the added benefits of a digital wallet layer and purchase protection as the rollout progresses.

For businesses, this means real-time, account-to-account payments with no card schemes in the middle and no risk of chargebacks, as the transaction is initiated and authorised by the customer’s bank. The strong brand recognition of iDEAL combined with the growing reach and functionality of Wero supports higher conversion, reduced cart abandonment, and a consistent payment experience across more European markets.

Key features and benefits

• Bank-based payments: Customers pay directly from their bank account through familiar online or mobile banking flows, with no separate registration, card credentials, or wallet top-ups required.
• Real-time processing: Payments are processed via instant payment rails, with confirmations in seconds and funds moving quickly between accounts, helping merchants accelerate fulfilment and improve cash flow.
• Guaranteed payments: Once authorised, iDEAL - Wero payments are final and irreversible, meaning no chargebacks on authorised transactions and a significantly lower fraud risk for merchants.
• European reach: iDEAL - Wero builds on iDEAL’s dominance in the Netherlands and extends it into a pan-European solution, supporting cross-border e-commerce and, in time, in-store, subscription, and pay-on-delivery use cases.
• Cost-effective: Account-to-account processing typically comes with lower fees than traditional card payments, helping merchants optimise their payment mix and overall acceptance costs.
• High consumer trust: iDEAL - Wero is overseen by leading European banks and the Dutch Central Bank, preserving nearly two decades of trust in iDEAL while introducing Wero gradually through co‑branding and controlled migration.

Ideal for e-commerce and Dutch market access

iDEAL - Wero is a must-have payment option for any business selling to customers in the Netherlands and increasingly to shoppers across Europe who expect fast, secure bank payments at checkout. Whether you run an online retail store, subscription service, marketplace, or ticketing platform, iDEAL - Wero delivers a frictionless payment experience that aligns with Dutch and European consumer preferences.

Customers benefit from using their trusted banking environment with the added value of a modern digital wallet, enabling them to pay, manage purchases, and in the future access services like purchase protection without sharing card details or creating multiple new accounts

Integration with Planet

Planet supports iDEAL - Wero as part of its robust payment platform, so businesses can easily adopt the new co-branded iDEAL | Wero flows and transition smoothly as the underlying infrastructure migrates. Our technology enables fast implementation, secure real-time processing, and full support for iDEAL - Wero as it evolves from a Netherlands-focused method into a broader European payment solution. 

By integrating iDEAL - Wero with Planet, merchants can increase conversions in the Dutch market today, build trust with consumers as Wero rolls out across Europe, and deliver a localised, future-ready payment experience that supports long-term growth

By integrating iDEAL with Planet, merchants can increase conversions, build trust with Dutch consumers, and provide a localised payment experience that drives growth.