giropay simplifies the online payment experience by allowing customers to pay directly from their existing online banking accounts, eliminating the need for separate registrations or additional card details. Payments are authorised using standard bank security measures, such as PIN and TAN codes, ensuring transactions are protected within customers' secure banking environments.

For merchants, giropay offers significant advantages, including guaranteed payments and immediate confirmation. This rapid payment validation speeds up order fulfilment processes and improves overall cash flow management. The robust security measures built into giropay also significantly reduce fraud risks, offering peace of mind to both merchants and customers.

Key features and benefits

• Direct bank transfers: Payments are made directly from customers’ bank accounts, ensuring funds are securely and swiftly transferred.
• Immediate payment confirmation: Merchants receive instant confirmation, allowing quicker processing of orders and enhancing customer satisfaction.
• High security: Payments occur within the customer’s online banking environment, protected by stringent banking security protocols.
• Wide acceptance: giropay is supported by over 1,500 German banks, making it accessible to more than 45 million online banking customers in Germany.
• Unified cross-border capability: giropay integrates effectively with Austria’s eps-Überweisung, facilitating cross-border payments between Germany and Austria.

Ideal for online retailers and service providers

giropay is particularly advantageous for German merchants, as it meets consumer preferences for secure, bank-based payment methods. Online retailers, service providers, and digital marketplaces can significantly benefit from giropay’s widespread acceptance and streamlined payment process, helping them to attract a broader customer base and enhance their competitive positioning.

Integration with Planet

Planet fully supports giropay, enabling merchants to quickly and easily integrate this popular German payment method into their online payment solutions. Through Planet’s platform, businesses can effortlessly offer giropay as a secure, efficient, and reliable payment option, tailored specifically to German customer preferences.

By providing giropay payments through Planet, merchants can effectively reach more customers, improve their checkout experience, and drive higher conversion rates. Planet’s dedicated support ensures straightforward setup and ongoing management, positioning businesses to thrive in the German online retail market.