CRIF Deltavista connects businesses with reliable and comprehensive consumer and commercial credit data. Whether you need to verify an identity, check a customer’s creditworthiness, or detect signs of potential fraud, the platform provides real-time actionable insights.

For merchants, this means the ability to automatically determine whether a customer is eligible for high-risk payment options like invoice or split payments. CRIF Deltavista enables more efficient, secure transactions that support sustainable business growth with fewer manual checks, greater accuracy, and lower default rates.

Key features and benefits

• Real-time credit assessments: Instantly evaluate a customer’s financial reliability during checkout.
• Broad data coverage: Access local credit bureaus and databases in Germany, Austria, and Switzerland.
• Fraud detection and prevention: Identify suspicious patterns and protect your business from identity misuse and fraudulent transactions.
• Custom scoring models: Tailor risk rules and thresholds to your industry and customer profiles.
• GDPR-compliant data handling: Fully aligned with EU data protection laws for ethical and secure use of personal data.
• Improved payment acceptance: Confidently offer invoice or deferred payment options to qualified customers while reducing financial exposure.

Ideal for e-commerce, telecom, and financial services

CRIF Deltavista is a valuable tool for businesses offering payment on invoice, recurring billing, or high-value products. Online retailers, telecom providers, financial institutions, and insurers benefit from greater control over payment risk while delivering a frictionless and trusted customer experience.

By integrating CRIF Deltavista, businesses can balance revenue growth, operational efficiency, and risk mitigation.

Swift integration with Planet

Planet partners with CRIF Deltavista to provide real-time credit and identity checks directly within the checkout flow. Businesses using Planet’s platform can configure risk thresholds, automate decision-making, and protect their bottom line with advanced insights.

With Planet and CRIF Deltavista, merchants gain the tools, intelligence, and security to extend payment flexibility with confidence and compliance.