Boncard offers a flexible suite of prepaid card solutions that can be customised for different needs, such as food, travel, education, or incentive programmes. Each card is preloaded with a designated budget and can be restricted to approved categories or merchant types, helping organisations control spending while simplifying administrative tasks.

Unlike traditional credit cards, Boncard products do not allow overdraft and require no bank account linkage. This makes them especially useful for companies managing employee allowances or organisations disbursing public or social benefits with specific usage requirements.

Key features and benefits

• Prepaid card control: Limits can be set by category, merchant type, or geography, ensuring funds are used as intended.
• Sector-specific solutions: Cards can be tailored for food (Boncard Food), mobility, cultural expenses, or other designated purposes.
• No debt risk: Since the cards are prepaid, there is no risk of overspending or accumulating debt.
• Swiss market focus: Explicitly designed to meet the needs of Swiss organisations, including integration with local partners and service providers.
• Administrative efficiency: Reduces paperwork and manual expense processing through real-time tracking and online account management.
• Secure and convenient: Cardholders can make payments easily in-store or online while enjoying the security of PIN protection and transaction monitoring.

Ideal For institutions, employers, and benefit providers

Boncard is especially well-suited for Swiss employers, government agencies, and organisations that must distribute funds in a controlled and purpose-driven manner. Whether issuing meal subsidies to employees or managing educational reimbursements, Boncard helps streamline the process with clear parameters and transparent reporting.

For recipients, Boncard provides a practical and easy-to-use payment tool that simplifies everyday spending within the defined scope of the programme.

Simple integration with Planet

Planet supports Boncard as part of its flexible payment method offering, allowing merchants to accept Boncard payments at the point of sale and online. By partnering with Planet, businesses can offer a localised, secure payment experience that aligns with Swiss consumer expectations and institutional requirements.